Fixed Deposit (FD)
Earn higher returns on your savings with our competitive FD rates reaching up to 11.25%. Tailored for both short-term flexibility and long-term security.
FD Calculator
Maturity Amount
Interest Rates (Fixed Deposit)
Competitive rates for maximal growth. Effective from April 2026.
schedule Day-Wise Rates
| Period | Interest (General) |
|---|---|
| 30 Days | 5% |
| 60 Days | 6% |
| 90 Days | 7% |
| 180 Days | 8% |
| 270 Days | 8.75% |
event_available Year-Wise Rates
| Period | Interest (General) |
|---|---|
| 1 Year | 9.50% |
| 18 Months | 10.25% |
| 2 Year | 10.50% |
| 3 Year | 10.75% |
| 5 Year | 11.25% |
Senior Citizen Special Rates
We value our seniors. Get enhanced returns for a secure golden journey.
Why Choose Our FD?
High Interest Rates
Earn up to 8.50% p.a. on your deposits. Senior citizens get an additional 0.50%.
Safety Assured
Your deposits are backed by strong financial fundamentals and cooperative society regulations.
Loan Against FD
Get a loan up to 90% of your deposit amount instantly without breaking your FD.
Interest Rates (w.e.f 1st Jan 2024)
| Tenure | General Citizens | Senior Citizens |
|---|---|---|
| 1 Year to < 2 Years | 6.80% | 7.30% |
| 2 Years to < 3 Years | 7.00% | 7.50% |
| 3 Years to < 5 Years | 7.25% | 7.75% |
| 5 Years (Tax Saver) | 7.50% | 8.00% |
| Senior Special (5+ Yrs) | — | 8.50% |